Fixed Rate Refinance Home Loans

Lock in today's rates and know exactly what amount you'll be paying each month.

Low rates
Use cash for any reason
Loan amounts up to $2 million
Financing for single family residences or multi-unit properties
Less that perfect credit

Which fixed rate loan options is right for you? That depends on what your goals are. Here's a chart listing the major reasons to choose a particular loan type.

Loan options	Why choose it	Key points
Basic Fixed Rate loans	You want the stability of a fixed principal/interest payment over the life of the loan.	Down payments as low as 5%.
Reduced Rate Option	You plan to stay in your home for a long time and want a lower rate.	Reduced rate in exchange for limits on refinancing and early principal reduction for the first five years.
Lower Down Payment to Get Into Home Sooner	You want to put down just 0% or 5%.	No maximum income/earning restrictions; loan amounts up to $417,000.
Low Documentation	You have excellent credit and want to avoid paperwork.	Reduce documentation. As little as a 5% down payment.