Other Mortgages

In addition to standard mortgages, including ARMs and multi-year fixed rate mortgages, we also offer loans designed to help you achieve specific goals.

With Capital One^® Home Loans you can borrow as much as $2 million for refinancing.

Loan options	Why choose it	Key points
Home Equity Line of Credit (HELOC)	You have from 5% to 10% for a down payment and want to avoid paying mortgage insurance.	Combines your down payment, a first mortgage and a second mortgage (equity loan or line of credit), so that you can achieve 20% down to avoid paying mortgage insurance.
Non-conforming ("Jumbo") Loans	You need to borrow more than $417,000*.	Loans up to $2 million. Wide variety of program options: Reduced documentation loans No ratio test loans No income/no asset loans Expanded exception programs Expanded cash-out refinancing options Second homes Investment properties Condominiums Foreign nationals