Fixed Rate Mortgages

Lock in today’s rates and you'll know exactly how much you’ll be paying each month.

Loan options	Why choose it	Key points
Basic Fixed Rate Loans	You want the stability of a fixed principal/interest payment over the life of the loan.	Down payments as low as 5%.
Reduced Rate Option	You plan to stay in your home for a long time and want a lower rate.	Reduced rate in exchange for limits on refinancing and early principal reduction for the first five years.
Lower Down Payment to Get Into Home Sooner	You want to put down just 0% or 5%.	No maximum income/earning restrictions; loan amounts up to $417,000.
Low Documentation	You have excellent credit and want to avoid paperwork.	Reduce documentation. As little as a 5% down payment.