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or call toll-free at 1-888-49-SMART (1-888-497-6278) |
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Home equity loans are fixed rate loans that leverage the equity in your home.
The interest rate is fixed and so is the monthly payment—for the life of
the loan.
At settlement, you receive the full amount of the loan in a lump sum, and you
can use the funds any way you like: to make home improvements, pay for college
or medical care, take a vacation, or buy a second home.
Home equity loans are often used to consolidate credit card debt, high interest
auto loans, or high interest personal loans. Why? Home equity loan interest
rates are nearly always much lower than the rate of interest you’d be
paying on credit card debt—for borrowing the same amount of money!
As a bonus, home equity loans are generally considered to be a tax-deductible expense.
Please check with your tax advisor for details. If you’d like more information
about home equity loans, we invite you to call toll-free, or get started now by
filling out a no-obligation application online. |
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| * $0-closing-cost option not available with lowest rate and requires a minimum loan amount of $80,000 with a $25,000 minimum draw size for a Home Equity Line of Credit and minimum loan amount of $50,000 for a Home Equity Loan. |
| ** 10-day claim calculated from receipt of completed application and all required supporting documentation. |
